Financial security
for your loved ones

Pago+ is a new opportunity to offer financial freedom to your children and family, while maintaining control and security.

Pago+

Rubicon is pleased to introduce the new product Pago+ , an innovative solution for parents who want to manage their children’s daily expenses. Pago+ allows any Pago user to equip their child with a second debit card, replacing cash for daily or monthly expenses.

Control and safety for parents

Through Pago+ , parents have full control over how their children spend money. They can set daily spending limits, ensuring complete security. In unexpected situations, parents can send additional money instantly through the app, ensuring that their children always have financial support when they need it.

Financial education for new generations

The Pago+ product goes beyond just a payment tool. It is also an educational tool that aims to prepare new generations to understand and manage their finances. Children will have access to a dedicated app that shows them their spending in real time, helping them develop a sense of financial responsibility from a young age.

Why choose Pago+?

Pago+ is conceived as a product for children who are not yet old enough to have a bank account, but can be used by any member of the family. Pago+, like Pago, is an important step towards a secure and responsible financial future for Albanian families.

Stay informed :

Parents can be informed about their children’s expenses at any time.

Safety and convenience :

Avoid the risk of children keeping cash and offer them the security of having the option to send them additional money at any time.

Early education

Children learn to manage their money through an intuitive app that reflects their spending in real time.

How does it work?

Çdo qytetar mbi 18 vjeç, mund të krijojë llogarinë e tij në Pago. Çelja e llogarisë bëhet onlinë nëpërmjet identifikimit në distancë. Pas krijimit të llogarisë, zotëruesi i saj mund të kërkojë të pajiset me kartën debitit Pago nga Mastercard, e cila është automatikisht e lidhur me llogarinë primare. Çmimi i kësaj karte është 1,000 lekë, dhe paguhet vetëm një herë. Karta e debitit Pago nuk ka komisione mujore ose vjetore mirëmbajtjeje dhe as komisione për blerjet në Shipëri, jashtë saj apo online.

After applying for the primary card, the user is enabled to order the Pago+ card, which is linked to a dedicated account. Pago+ cards cost 500 lek and, like primary cards, have no commission on purchases and no monthly or annual maintenance fees.

The Pago+ card is issued in the name of the primary account holder, who bears full responsibility for the transactions made with it, even when it is used by a child or other family members. The account holder is responsible for setting spending limits and monitoring the usage of the Pago+ card.

Advice for parents

Giving your child their first debit card is an important step. It’s a step toward their financial independence and sustainability. It’s added security for the parent, who can monitor the amount, type, and location of their child’s spending. But this step requires careful guidance from you. To ensure your child uses the card safely, here 🔗 are some simple safety tips.

Pago is registered in Albania as a trademark of Rubicon Sh.a.

We are licensed (No. 52, dated 22.01.2022) by the Supervisory Council of the Bank of Albania as an electronic money financial institution.

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